TWDB To Vote on Accepting $63.6 million in FEMA Flood Mitigation Assistance Grants

In its October 7, 2021, board meeting, Texas Water Development Board members will vote on whether to accept $63.6 million in FEMA Flood Mitigation Assistance Grants. The federal funding comes with some strings attached: a $10.23 million local match.

For this round of funding, the TWDB selected 19 sub-applications from local government entities. After screening, FEMA eliminated 6 and identified 13 “for further review.”

Here’s a summary from the TWDB of what they will vote on.

From TWDB Agenda for October 7, 2021

What are Flood Mitigation Assistance Grants?

FEMA’s Flood Mitigation Assistance Program provides competitive grants to local governments for projects that reduce or eliminate the risk of repetitive flood damage to buildings insured by the National Flood Insurance Program.

FEMA chooses recipients in part based on cost-effectiveness (benefit/cost ratio).

Often, local governments, such as cities or counties, bundle individual applications as MoCo did to buy out Tammy and Ronnie Gunnel’s home and dozens of others as we saw in yesterday’s post. That home flooded 13 times in 11 years and cost NFIP at least three quarters of a million dollars.

In a sense, most of these grants are designed to cut FEMA’s losses.

Summary of Each Local Application

Attachment B to the agenda gives a rundown on each of the projects under consideration. See below.

Harris County Drainage Project in Bear Creek Village

Bear Creek Village is located on the west side of the Addicks reservoir near Highway 6. This is an $11.3 million project of which the federal government would pay $8.5 million.

The Harris County project would mitigate 1,421 structures. The current storm sewer system is designed for a 3-year event and is inadequate to collect and drain extreme event runoff. The proposed drainage improvements are intended to provide an additional flow path, so that excess storm water is contained within street right-of-way to an outfall. The project will incorporate a combination of channel construction, street regrading, and enhancement of outfalls. The project has a positive Benefit-Cost Ratio of 1.09.

Harris County Flood Control District Single-Family Home Acquisitions

Total cost = $16.7 million with federal government paying $14.7 million.

Harris County Flood District seeks to mitigate 61 structures: 23 Severe Repetitive Loss structures, 17 Repetitive Loss structures, and 21 at risk of continual future flooding. HCFCD would acquire and demolish structures, then convert the land to open green space. The project has a positive Benefit-Cost Ratio of 1.09.

Harris County Flood Control District Commercial Acquisition

This is a $3.7 million buyout with the federal government picking up the whole tab.

Harris County Flood Control District wants to buy out a hotel on the east freeway with a severe repetitive loss history. HCFCD would demolish the property and convert the land to open green space. The project has a positive Benefit-Cost Ratio of 1.84. The grant application notes that since 1979, FEMA has paid out $8 million in NFIP claims on this property.

City of Houston Single-Family-Home Elevation Project

Total Cost $1.5 million (all paid by federal government) to elevate 5 severe-repetitive-loss homes ($300,000 each). All would be elevated at least 2 feet above the 500-year floodplain. That would hopefully reduce or eliminate future NFIP claims. The project has a positive Benefit-Cost Ratio of 1.1.

Jersey Village Single-Family-Home Elevation Project

Total Cost $4.9 million with federal government covering $400,000.

Jersey Village seeks elevate 16 structures: 10 are Severe Repetitive Loss, five Repetitive Loss and one at risk of continual future flooding. Elevation will raise structures one-foot above Base Flood Elevation per the City’s freeboard requirements. The project has a positive Benefit-Cost Ratio of 1.32.

Montgomery County Single-Family-Home Acquisition and Demolition

Total Cost = $12.6 million with federal share of $12.4 million.

Montgomery County seeks to mitigate 40 flood prone structures (31 Severe Repetitive Loss and 9 Repetitive Loss structures) by acquisition, demolition, and the conversion of land to open green space. The project has a positive Benefit-Cost Ratio of 1.36.

Tammy Gunnels’ Home in Porter is an example of a Severe Repetitive Loss Home. It flooded like this 13 times in 11 years and was bought out yesterday as part of another Montgomery County grant. Before the buyout, it cost FEMA more than 3 times its fair market value and would have continued flooding had nothing been done.
Pearland Single-Family-Home Elevation Project

Total Cost $500,000, all covered by federal government.

The City of Pearland seeks to mitigate two Severe Repetitive Loss structures by elevation one-foot above the Base Flood Elevation per the City’s freeboard requirements. The project has a positive Benefit-Cost Ratio of 1.08.

Taylor Lake Village Single-Family-Home Elevation Project

Total Cost $2.77 million with federal government covering $2.75 million.

Taylor Lake Village wants to elevate eight Severe Repetitive Loss structures and one Repetitive Loss structure one foot above the 100-year flood level. The project has a positive Benefit-Cost Ratio of 3.1.

In each of the projects above, the owners have all voluntarily committed to the elevation or demolition of the structures.

Recommendation of TWDB Staff

The Executive Administrator of the TWDB recommends that his board approve all these grants. This program meets the agency’s objectives of providing financial assistance to communities to reduce or eliminate the long-term risk of flood damage and to become more flood resilient.

Meeting Details

The Board meeting will be held on Thursday, October 7, at 9:30 a.m. via GoToWebinar  If you wish to address the Board, please fill out the visitor registration form and send it to Cheryl.Arredondo@twdb.texas.gov no later than 8:00 a.m. on October 7. For more information, please visit the TWDB’s website.

Posted By Bob Rehak on October 7, 2021

1495 Days since Hurricane Harvey

MoCo Couple That Flooded 13 Times in 11 Years Finally Gets a Buyout

I first interviewed Tammy Gunnels and her husband Ronnie almost three years ago. They had flooded ten times at that point even though they weren’t in a flood zone. The Gunnels are devout people and prayed for a buyout. Friday, their prayers were answered. Here is the story of how their faith and persistence paid off in the long run. This interview also included Morgan Lumbley, the Disaster Recovery Manager for Montgomery County who guided the Gunnels through the application process. Ironically, the skies unleashed torrential rains just before the closing. But this time, everyone was smiling instead of worrying.

Ronnie Gunnels (left), Morgan Lumbley (middle), Tammy Gunnels (right) at Chicago Title in Montgomery for closing.

Early Frustration

Bob: You flooded 13 times in 11 years. Tell me how you finally got the buyout offer. 

Tammy: After Harvey, one of my cleaning clients who’s an attorney vowed to find a way to get us a buyout. She put me in touch with the Office of Emergency Management for Montgomery County. Initially, they told me there were no open programs available.

Tammy: That was in 2017. Then in May of 2019, we flooded twice – on May 3rd and again on May 7th. Once more, I contacted their office and went to commissioners meetings, begging for a buyout. But nothing happened. After we flooded a third time that year during Imelda, I called their office just to scream and holler and cry into the phone. But this time, Morgan answered. I told her our story and by the end of the conversation, she was crying and promising that she was going to do everything she could.

Patience Finally Pays Off

Bob: And she wrote a beautiful note.

Tammy: She put it on her computer where it stayed until today. It says, “No one before Miss Tammy. Number one priority.” Later, she called back and said, “Look, I’ve found a couple programs. Which do you want to go with?” I said, “I don’t care. The quickest. Just get us out of this house.” 

When Morgan Lumbley came to the Gunnels’ closing today, she brought the note she wrote during her first phone call with them.

Initially, we thought the buyout was going to be done in early 2020. But it kept dragging out. Red tape. Then COVID hit. That changed everything. I would email Morgan nights, weekends, whenever it rained, asking “When?” But never once did she get irritated or say, “I’m doing the best I can.” 

All throughout biblical scripture, it says we do not understand His ways or His timing or His plans. If we had been bought out before now, no way would we have gotten the offer we got. 

We got full current market value. We hoped the county would pay off the mortgage, which was about $60,000 but FEMA covered full market value…$250,000.

Bob: How did you find these programs, Morgan?

FEMA’s Flood Mitigation Assistance Program

Morgan: There are a couple funding programs for buyouts. The one we got the Gunnels in is FEMA’s Flood Mitigation Assistance Program. It is a “cycle funding” opportunity – available every year. But it’s a competitive grant. So, we have to fill out an application that names the homes you want to buy out – and their values – on the front end. The county collected data for “severe repetitive loss” homes. And when we won the grant, those were the people who got offers.

But buyouts are probably the slowest of all the mitigation processes. So, sometimes  people drop out before deals close. And when they do, that opens up room for others. 

Bob: Is that how Tammy and Ronnie got in?

Morgan: Yes. Tammy and Ronnie could also have qualified through a HUD program, but we focused on FEMA’s, because they had a current National Flood Insurance Program (NFIP) policy. It was also based on their flood losses. They were considered a “severe repetitive loss.”

Active Flood Insurance Key to Buyout

Not counting our own personal funds, NFIP spent three quarters of a million on that property. They could have bought us out five times. 

Tammy Gunnels

Tammy: People said we should just walk away. But we literally had no place to go. When you flood, yeah, you get insurance. But the lien holder on your home gets the money. The lien holder releases it in increments so that you make the repairs. And they inspect the repairs before releasing the next payment. There IS no walking away. Most people don’t understand that. You don’t have money to go anywhere.

We had already drained Ronnie’s 401K and every bit of savings we had. We’re at the age that we’re supposed to be looking forward to retirement. But we don’t. I have nothing left from my kids from when they were growing up. The childhood memories – all those silly little pictures they make for you in birthday cards – I have none of that left. The floods took everything. This has aged us physically and mentally by years.

Ronnie and Tammy as they sign the last of the closing papers.

Ronnie: When we first got insurance, it was fairly cheap and then once we flooded, it skyrocketed. We were just going to handle the losses ourselves. But our neighbor said, “If you’re not insured, you can’t be on any buyout list. That woke us up. We said, “We’ve got to get back on insurance.”

The 13th Time is the Charm

Bob: So Morgan, put this in perspective for me. Flooding 13 times. Where does that rank?

Morgan: 13 is a lot.

Bob: Is it a record?

Morgan: Of those that have come across my desk, it definitely is! Five or six is pretty common, maybe even seven. But 13 is a lot. I think that’s what got me the most. To hear that someone has flooded that many times! 

Tammy: Morgan says she’s the low person on the totem pole, but she’s on a throne in my heart forever.

Home Will Be Demolished and Lot Turned to Green Space

Bob: What will Montgomery County do with the home you just bought?

Morgan: Demolish it. The land will be regraded and then it becomes green space to restore the natural flood function. Nothing else. Another residential structure cannot be built on that land. 

“I just want to be a normal person again!”

Bob: Tammy, where do you go with your life from here? 

Tammy: I don’t think we’ve even thought about it. For the last 13 years, we haven’t been able to plan anything.

Ronnie: We’re just hoping we don’t freak out every time it rains.

Tammy: I just want to go to sleep at night without pacing the floor, wondering when the next flood will hit, and whether the water will come in through the front door, the back door or the patio. I just want to be a normal person again.

Advice for Home Buyers: Research, Ask Right Questions

Bob: What advice would you give people looking for a home to buy?

Morgan: Research! Research is the biggest thing. Diligent research. Too many people take information at face value. They look at the seller’s disclosure. And it asks, “Has the home flooded?” But it doesn’t say when. And it doesn’t say how many times. And no one has to tell you that. Also, the damage amount is not indicated anywhere. And no one has to disclose that either.

If you’re looking at a house, go over to the neighbors. Knock on doors and ask, “Did you flood? Do you know if that house flooded? How high did the water get in your yard? Those are questions that you want to ask.

Ronnie: I’m guilty. I didn’t ask the right questions.

Morgan: A lot of people, when they go looking for their forever home, they’re looking at granite countertops. Is the backyard big enough for the kids? But the questions they really need to ask are, “Am I near a flood plain? Has this house been flooded? How many times? How high? Those kinds of things.”

Tammy: She is exactly right. EXACTLY.

Posted by Bob Rehak on October 1, 2021, based on an interview with Tammy and Ronnie Gunnels, and Morgan Lumbley

1494 Days since Hurricane Harvey

Flood Mitigation Digest: Updates on Nine Lake Houston Area Efforts

Here’s a digest of several efforts relating to flood mitigation in the Lake Houston Area and recent developments.

Subsidence

Groundwater Management Area 14 has another Discussion of Desired Future Conditions (DFCs) on the agenda for its upcoming October 5 meeting. Notice Item #7: “Discussion and possible action regarding the DFCs/Proposed DFCs and the path forward for GMA 14 to accomplish statutory mandates for Round 3 Joint Planning.”

To date, Montgomery County has resisted any mention of a subsidence metric in DFCs for the groundwater management area which includes 14 counties. All must abide by whatever metric the group adopts. The group has been arguing about this metric for years and they’re rapidly approaching a mandatory deadline set by the state.

The Lone Star Groundwater Conservation District (LSGCD) Board which regulates groundwater withdrawals in Montgomery County has favored unlimited groundwater pumping and denied that subsidence affects Montgomery County. Both the southern and northern parts have already seen measurable declines.

Here’s a paper that SJRA presented to the LSGCD board that corrects several LSGCD misstatements and misperceptions. It shows charts and graphs dramatizing the amount of measured subsidence.

Sources close to the controversy do not expect GMA-14 members to reach agreement next week. However, John Martin, head of the management area says, “After we convene and discuss the summary reports submitted by each GCD (a summary of the comments received during the public comment period) the Group will have completed all of the necessary requirements that must be completed prior to the adoption of the DFCs. So, a “final” decision (for this round of planning) could be made at this meeting.”  

Projected future subsidence could tilt Lake Houston toward its headwaters because it would affect areas near the county line more than the Lake Houston Dam.

Follow this link to register to attend the meeting on the 5th. That’s next Tuesday from 9:30 AM to 12 PM. GMA 14 uses the GoToWebinar app.

Additional Gates for Lake Houston Dam

The Army Corp’s public comment period for adding 1,000 feet of crest gates to the Lake Houston Dam ended on August 23rd. However, I have not yet found any recommendation from the Corps on their site.

The Coastal Water Authority discusses the project at its monthly board meetings.

Minutes from the September meeting have not yet been posted. However, directors did receive an update in their August 11 meeting. The minutes state that engineers presented their modifications of the spillway to support the gates. Next steps (at the time) were to focus on the cofferdam design and structural analysis of the spillway during demolition, interim construction, and post construction.

CWA has not yet responded to an inquiry about how the September meeting went.

Joint Lake-Operation Plan Development

The SJRA received a grant to develop a joint operation plan for the dams at Lake Conroe and Lake Houston. This will involve the SJRA working with the Coastal Water Authority.

Matt Barrett, SJRA’s flood-management director said, “We have not yet selected consultants for the Joint Ops project. My goal would be to start … joint ops by sometime next summer.  We are coordinating with CWA/City of Houston on the joint ops schedule to ensure that the project merges as seamlessly and effectively as possible with their ongoing efforts related to the additional Lake Houston gates.”

Makes sense. While FEMA has approved construction of the gates in principle, FEMA has not yet approved the plans. Stephen Costello told a community meeting at the Kingwood Community Center on July 9 that he expects all plans and the environmental study to be completed by the summer of 2022.

Schedule for Adding Gates to Lake Houston

Flood Early Warning System

The SJRA also applied for and received a grant to develop a Flood Early Warning System for San Jacinto County.

The idea is to help people better understand how much water is moving down Winters Bayou, the East Fork, and Peach Creek by adding three gages, one on each at strategic locations.

Barrett says SJRA staff is handling most of this work in-house and has already started.

Spring Creek Flood-Control Reservoir

The purpose of this project is to perform a conceptual engineering feasibility study of two potential dams/reservoirs within the Spring Creek watershed.  This is a the next phase of the Spring Creek Siting Study which came out of the San Jacinto River Basin Master Drainage Study.

Locations at both Walnut Creek and Birch Creek have potential to provide flood-mitigation benefits to the watershed. But which to pursue? Here’s the scope of work.

This is another SJRA project. Barrett says, “We recently completed consultant selection and contract negotiation for the Spring Creek project and took the consultant contract to our Board last week (where it was approved).  We are aiming for a mid-October start date.”

Location of MoCo projects in San Jacinto River Basin Master Drainage Study

Upper San Jacinto River Basin Sedimentation Study

This SJRA study is also an extension of work started in the San Jacinto River Basin Master Drainage Study. The application for this grant from the state’s Flood Infrastructure Fund states, “Any sedimentation reduction activity in the Upper San Jacinto River Basin (Lake Houston watershed) is anticipated to achieve some level of reduction of sediment load entering Lake Houston, which would in turn reduce storage reduction in the lake, which is the major water supply reservoir for the City of Houston and surrounding communities.”

It could also reduce Lake Houston Area dredging costs which Costello estimates will total $222 million. After taking years to dredge the West Fork, the City is now dredging its way to the East Fork.

Barrett has not yet selected a consultant for the sedimentation project. He hopes to get that started by Spring 2022. The Spring Creek and Joint Operations studies have much shorter timetables, so the SJRA started those first.

The grant application states that this study could take up to four years, though the SJRA hopes to complete it faster.

Long-Term Dredging Plan Development

Potential vendors interested in developing a long-term dredging plan for Lake Houston had to submit their qualifications by September 23rd last week.

It’s not clear how many vendors responded or who they were. According to Stephen Costello, “It is my understanding that this information is not available due to the quiet period provisions of the city’s procurement process. The information will not be available until the consultant is selected/contract terms negotiated and the contract is on the city agenda for council action.”

That should happen sometime in November. Stay tuned.

SJRA CDBG-MIT Caney Creek Grant

The SJRA also applied for a HUD Community Development Block Grant for Mitigation from the US Department of Housing and Urban Development (HUD). The purpose was to develop a Caney Creek Reservoir Upstream of FM 1097.

Said Barrett, “The Caney Creek project is on hold due to limitations of the CDBG-MIT funding program. Grants for a single project were limited to $100 million in the first round of applications (and the reservoir project as recommended in the San Jacinto Regional Watershed Master Drainage Plan was anticipated to be over $100 million by a decent amount).”

The Texas General Land Office (GLO), which coordinates HUD grants in Texas is committing most of the 2nd round funding to HCFCD after the uproar that followed Harris County’s snub in the first round. Barrett says he is coordinating with appropriate entities to determine how that funding will ultimately be distributed and whether SJRA would be eligible to receive any.

Forest Cove Golf Course Redevelopment

This doesn’t exactly fall into the category of flood mitigation efforts, but Ron Holley today reportedly withdraw his application to the CoH Planning Commission to replat the Kingwood Cove Golf for single family homes. The City of Houston Public Works department requested more details on the drainage analysis which raised many questions.

Posted by Bob Rehak on 9/30/2021

1493 Days since Hurricane Harvey

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