Far More Proposals in State Flood Plan Than Funds For Them
4/20/25 – There are far more flood-risk-reduction proposals (studies, projects and strategies) in Texas’ first state flood plan than funds to finance them.
Tressa Olsen, Assistant Director of Flood Planning for the Texas Water Development Board, spoke about the plan at a meeting of the Society of American Military Engineers on 4/14/25.

Altogether, the 15 regional flood planning groups in the state identified approximately 5,000 proposals with a combined price tag of $54.5 billion. But, she says, the legislature has allocated only approximately $1.4 billion since 2019 for them.
Of the $54.5 billion, more than $34 billion are in the San Jacinto river basin.

That underscores the need for better floodplain management practices that can prevent rather than correct flooding problems – especially in the San Jacinto watershed. After more flood issues become apparent in the next big storm, it may take generations and billions of dollars to remediate them.
Right now, 14 bills pending in the state legislature mention the state’s Flood Infrastructure Fund. But most of those bills focus on prioritizing projects. Not one bill establishes a steady income stream for the Fund which helps finance mitigation projects in the State Flood Plan.
Proposed Ryko Development Makes Case For Intensive Scrutiny
Regardless, every month, it seems more and more developments are moving into floodplains and closer to rivers. Major storms can turn those rivers and streams into raging torrents that destroy homes and lives.
Last week, I focused on the proposed Ryko development immediately west of Kingwood in Montgomery County.
The company hopes to build 7,000 homes on 5,500 flood-prone acres near the confluence of Spring Creek and the San Jacinto West Fork.

North of Ryko’s land, about halfway to the Grand Parkway and on property 30 feet higher than the confluence, is an existing subdivision called Bender’s Landing Estates. (See top of map below.) One resident told me that 53 homes there flooded during Harvey.
So, Ryko’s property below Benders Landing has even higher flood risk. See red outline superimposed over FEMA’s map below.

As the Federal government scales back disaster relief and flood mitigation assistance, and as the State doesn’t step in to provide steady funding for mitigation efforts in the State Flood Plan, the responsibility to prevent flooding will increasingly fall onto the shoulders of local officials.
But that will require local officials to update and integrate data on their own. FEMA is already years behind schedule in releasing new flood maps for the Houston region.
Elevation Data Acquired in 1988
“Base Flood Elevation” in engineer-speak is the expected height of a 1% annual-chance (100-year) flood. FEMA provides a Base-Flood-Elevation Viewer that estimates the height above ground for both 1% and .2% Annual Chance (500-year) Floods.
However, FEMA uses elevation data acquired in 1988 to estimate the height of base floods above ground level.
Near the confluence of Spring Creek and the West Fork, Ryko land would be under more than 25 feet of floodwater in a .2% annual chance flood. A point near Benders Landing Estates on much higher Ryko ground would be under 7.3 feet of water in the same flood.
A whole page in FEMA’s Base-Flood-Elevation estimates discusses disclaimers. “Everyone is at risk,” it says. “The chances of experiencing a flood can vary due to unevaluated conditions, such as the unstudied effects of community growth and development or intense storms uncharacteristic to historical trends.”
Extreme Risk Requires Extreme Caution
FEMA’s reports even suggest actions homeowners can take to reduce their flood risk and insurance premiums, such as elevating slabs. But by how much? FEMA doesn’t say. And elevation can be a shifting target.
One of the “unevaluated conditions and unstudied effects of community growth” is subsidence.
Harris-Galveston Subsidence District says subsidence at a gage next to Ryko’s property averages .73 inches per year due to groundwater withdrawal. Adding 7000 new homes would accelerate subsidence.
0.73 inches per year translates to approximately two feet of sinking during a 30-year mortgage. And that’s twice as much as the freeboard factor (safety margin) used to establish the elevation of foundations above expected floods in Montgomery County.
MoCo only requires foundations of new homes to be one foot above the base flood elevation (100-year floodplain), And we’ve had four 500-year floods in the area in the last 10-years. The image below shows what one of those floods did to townhomes in Forest Cove about a mile downstream from Ryko’s property.

Montgomery County Commissioners beware!
Posted by Bob Rehak on 4/21/25
2792 Days since Hurricane Harvey
The thoughts expressed in this post represent opinions on matters of public concern and safety. They are protected by the First Amendment of the US Constitution and the Anti-SLAPP Statute of the Great State of Texas.