Since my last update, Kingwood Middle School (KMS) reconstruction has progressed nicely despite heavy rains and a tropical storm in the last month. My rain gage, a few blocks away recorded more than 11 inches of rain in the last 30 days – almost triple the average for September.
My last update on August 20 showed that contractors had erected most of the structural steel, but large parts of superstructure were still open. Today, almost the entire roof is on and most of the structure has been walled or glassed in.
Photos Showing Status of KMS Reconstruction as of 10/3/21
Here are pictures of KMS reconstruction taken this afternoon with a drone.
KMS reconstruction as of 10.3.21. Looking SE from over Woodland Hills Blvd.
Looking N across roof of old KMS. Woodland Hills Blvd on left. Note how left (western) part of building is already bricked in. When new KMS is complete, the old one will be torn down.
Plans call for reconstructing the athletic fields on the site of the old school and building a permanent, larger detention pond where the circular drive in the foreground is.
It’s hard to tell from this angle, but temporary detention pond had barely emptied from yesterday’s deluge.Only one small section in lower left remains without roof. The new KMS will go up instead of out to create the needed capacity for studentsAs construction moves in phases from NW to SE, you see different degrees of finish.
For this round of funding, the TWDB selected 19 sub-applications from local government entities. After screening, FEMA eliminated 6 and identified 13 “for further review.”
Here’s a summary from the TWDB of what they will vote on.
Harris County Drainage Project in Bear Creek Village
Bear Creek Village is located on the west side of the Addicks reservoir near Highway 6. This is an $11.3 million project of which the federal government would pay $8.5 million.
The Harris County project would mitigate 1,421 structures. The current storm sewer system is designed for a 3-year event and is inadequate to collect and drain extreme event runoff. The proposed drainage improvements are intended to provide an additional flow path, so that excess storm water is contained within street right-of-way to an outfall. The project will incorporate a combination of channel construction, street regrading, and enhancement of outfalls. The project has a positive Benefit-Cost Ratio of 1.09.
Harris County Flood Control District Single-Family Home Acquisitions
Total cost = $16.7 million with federal government paying $14.7 million.
Harris County Flood District seeks to mitigate 61 structures: 23 Severe Repetitive Loss structures, 17 Repetitive Loss structures, and 21 at risk of continual future flooding. HCFCD would acquire and demolish structures, then convert the land to open green space. The project has a positive Benefit-Cost Ratio of 1.09.
Harris County Flood Control District Commercial Acquisition
This is a $3.7 million buyout with the federal government picking up the whole tab.
Harris County Flood Control District wants to buy out a hotel on the east freeway with a severe repetitive loss history. HCFCD would demolish the property and convert the land to open green space. The project has a positive Benefit-Cost Ratio of 1.84. The grant application notes that since 1979, FEMA has paid out $8 million in NFIP claims on this property.
City of Houston Single-Family-Home Elevation Project
Total Cost $1.5 million (all paid by federal government) to elevate 5 severe-repetitive-loss homes ($300,000 each). All would be elevated at least 2 feet above the 500-year floodplain. That would hopefully reduce or eliminate future NFIP claims. The project has a positive Benefit-Cost Ratio of 1.1.
Jersey Village Single-Family-Home Elevation Project
Total Cost $4.9 million with federal government covering $400,000.
Jersey Village seeks elevate 16 structures: 10 are Severe Repetitive Loss, five Repetitive Loss and one at risk of continual future flooding. Elevation will raise structures one-foot above Base Flood Elevation per the City’s freeboard requirements. The project has a positive Benefit-Cost Ratio of 1.32.
Montgomery County Single-Family-Home Acquisition and Demolition
Total Cost = $12.6 million with federal share of $12.4 million.
Montgomery County seeks to mitigate 40 flood prone structures (31 Severe Repetitive Loss and 9 Repetitive Loss structures) by acquisition, demolition, and the conversion of land to open green space. The project has a positive Benefit-Cost Ratio of 1.36.
Tammy Gunnels’ Home in Porter is an example of a Severe Repetitive Loss Home. It flooded like this 13 times in 11 years and was bought out yesterday as part of another Montgomery County grant.Before the buyout, it cost FEMA more than 3 times its fair market value and would have continued flooding had nothing been done.
Pearland Single-Family-Home Elevation Project
Total Cost $500,000, all covered by federal government.
The City of Pearland seeks to mitigate two Severe Repetitive Loss structures by elevation one-foot above the Base Flood Elevation per the City’s freeboard requirements. The project has a positive Benefit-Cost Ratio of 1.08.
Taylor Lake Village Single-Family-Home Elevation Project
Total Cost $2.77 million with federal government covering $2.75 million.
Taylor Lake Village wants to elevate eight Severe Repetitive Loss structures and one Repetitive Loss structure one foot above the 100-year flood level. The project has a positive Benefit-Cost Ratio of 3.1.
In each of the projects above, the owners have all voluntarily committed to the elevation or demolition of the structures.
Recommendation of TWDB Staff
The Executive Administrator of the TWDB recommends that his board approve all these grants. This program meets the agency’s objectives of providing financial assistance to communities to reduce or eliminate the long-term risk of flood damage and to become more flood resilient.
https://i0.wp.com/reduceflooding.com/wp-content/uploads/2018/12/Gunnels_01_01.jpg?fit=1500%2C844&ssl=18441500adminadmin2021-10-02 21:19:082021-10-02 21:19:12TWDB To Vote on Accepting $63.6 million in FEMA Flood Mitigation Assistance Grants
I first interviewed Tammy Gunnels and her husband Ronnie almost three years ago. They had flooded ten times at that point even though they weren’t in a flood zone. The Gunnels are devout people and prayed for a buyout. Friday, their prayers were answered. Here is the story of how their faith and persistence paid off in the long run. This interview also included Morgan Lumbley, the Disaster Recovery Manager for Montgomery County who guided the Gunnels through the application process.Ironically, the skies unleashed torrential rains just before the closing. But this time, everyone was smiling instead of worrying.
Ronnie Gunnels (left), Morgan Lumbley (middle), Tammy Gunnels (right) at Chicago Title in Montgomery for closing.
Early Frustration
Bob: You flooded 13 times in 11 years. Tell me how you finally got the buyout offer.
Tammy: After Harvey, one of my cleaning clients who’s an attorney vowed to find a way to get us a buyout. She put me in touch with the Office of Emergency Management for Montgomery County. Initially, they told me there were no open programs available.
Tammy: That was in 2017. Then in May of 2019, we flooded twice – on May 3rd and again on May 7th. Once more, I contacted their office and went to commissioners meetings, begging for a buyout. But nothing happened. After we flooded a third time that year during Imelda, I called their office just to scream and holler and cry into the phone. But this time, Morgan answered. I told her our story and by the end of the conversation, she was crying and promising that she was going to do everything she could.
Patience Finally Pays Off
Bob: And she wrote a beautiful note.
Tammy: She put it on her computer where it stayed until today. It says, “No one before Miss Tammy. Number one priority.” Later, she called back and said, “Look, I’ve found a couple programs. Which do you want to go with?” I said, “I don’t care. The quickest. Just get us out of this house.”
When Morgan Lumbley came to the Gunnels’ closing today, she brought the note she wrote during her first phone call with them.
Initially, we thought the buyout was going to be done in early 2020. But it kept dragging out. Red tape. Then COVID hit. That changed everything. I would email Morgan nights, weekends, whenever it rained, asking “When?” But never once did she get irritated or say, “I’m doing the best I can.”
All throughout biblical scripture, it says we do not understand His ways or His timing or His plans. If we had been bought out before now, no way would we have gotten the offer we got.
We got full current market value. We hoped the county would pay off the mortgage, which was about $60,000 but FEMA covered full market value…$250,000.
Bob: How did you find these programs, Morgan?
FEMA’s Flood Mitigation Assistance Program
Morgan: There are a couple funding programs for buyouts. The one we got the Gunnels in is FEMA’s Flood Mitigation Assistance Program. It is a “cycle funding” opportunity – available every year. But it’s a competitive grant. So, we have to fill out an application that names the homes you want to buy out – and their values – on the front end. The county collected data for “severe repetitive loss” homes. And when we won the grant, those were the people who got offers.
But buyouts are probably the slowest of all the mitigation processes. So, sometimes people drop out before deals close. And when they do, that opens up room for others.
Bob: Is that how Tammy and Ronnie got in?
Morgan: Yes. Tammy and Ronnie could also have qualified through a HUD program, but we focused on FEMA’s, because they had a current National Flood Insurance Program (NFIP) policy. It was also based on their flood losses. They were considered a “severe repetitive loss.”
Active Flood Insurance Key to Buyout
Not counting our own personal funds, NFIP spent three quarters of a million on that property. They could have bought us out five times.
Tammy Gunnels
Tammy: People said we should just walk away. But we literally had no place to go. When you flood, yeah, you get insurance. But the lien holder on your home gets the money. The lien holder releases it in increments so that you make the repairs. And they inspect the repairs before releasing the next payment. There IS no walking away. Most people don’t understand that. You don’t have money to go anywhere.
We had already drained Ronnie’s 401K and every bit of savings we had. We’re at the age that we’re supposed to be looking forward to retirement. But we don’t. I have nothing left from my kids from when they were growing up. The childhood memories – all those silly little pictures they make for you in birthday cards – I have none of that left. The floods took everything. This has aged us physically and mentally by years.
Ronnie and Tammy as they sign the last of the closing papers.
Ronnie: When we first got insurance, it was fairly cheap and then once we flooded, it skyrocketed. We were just going to handle the losses ourselves. But our neighbor said, “If you’re not insured, you can’t be on any buyout list. That woke us up. We said, “We’ve got to get back on insurance.”
The 13th Time is the Charm
Bob: So Morgan, put this in perspective for me. Flooding 13 times. Where does that rank?
Morgan: 13 is a lot.
Bob: Is it a record?
Morgan: Of those that have come across my desk, it definitely is! Five or six is pretty common, maybe even seven. But 13 is a lot. I think that’s what got me the most. To hear that someone has flooded that many times!
Tammy: Morgan says she’s the low person on the totem pole, but she’s on a throne in my heart forever.
Home Will Be Demolished and Lot Turned to Green Space
Bob: What will Montgomery County do with the home you just bought?
Morgan: Demolish it. The land will be regraded and then it becomes green space to restore the natural flood function. Nothing else. Another residential structure cannot be built on that land.
“I just want to be a normal person again!”
Bob: Tammy, where do you go with your life from here?
Tammy: I don’t think we’ve even thought about it. For the last 13 years, we haven’t been able to plan anything.
Ronnie: We’re just hoping we don’t freak out every time it rains.
Tammy: I just want to go to sleep at night without pacing the floor, wondering when the next flood will hit, and whether the water will come in through the front door, the back door or the patio. I just want to be a normal person again.
Advice for Home Buyers: Research, Ask Right Questions
Bob: What advice would you give people looking for a home to buy?
Morgan: Research! Research is the biggest thing. Diligent research. Too many people take information at face value. They look at the seller’s disclosure. And it asks, “Has the home flooded?” But it doesn’t say when. And it doesn’t say how many times. And no one has to tell you that. Also, the damage amount is not indicated anywhere. And no one has to disclose that either.
If you’re looking at a house, go over to the neighbors. Knock on doors and ask, “Did you flood? Do you know if that house flooded? How high did the water get in your yard? Those are questions that you want to ask.
Ronnie: I’m guilty. I didn’t ask the right questions.
Morgan: A lot of people, when they go looking for their forever home, they’re looking at granite countertops. Is the backyard big enough for the kids? But the questions they really need to ask are, “Am I near a flood plain? Has this house been flooded? How many times? How high? Those kinds of things.”
Tammy: She is exactly right. EXACTLY.
Posted by Bob Rehak on October 1, 2021, based on an interview with Tammy and Ronnie Gunnels, and Morgan Lumbley
1494 Days since Hurricane Harvey
https://i0.wp.com/reduceflooding.com/wp-content/uploads/2021/10/20211001-RJR_8842.jpg?fit=1200%2C741&ssl=17411200adminadmin2021-10-01 20:39:192021-10-02 10:02:38MoCo Couple That Flooded 13 Times in 11 Years Finally Gets a Buyout
Despite Heavy Rains, KMS Reconstruction Progressing Nicely
Since my last update, Kingwood Middle School (KMS) reconstruction has progressed nicely despite heavy rains and a tropical storm in the last month. My rain gage, a few blocks away recorded more than 11 inches of rain in the last 30 days – almost triple the average for September.
My last update on August 20 showed that contractors had erected most of the structural steel, but large parts of superstructure were still open. Today, almost the entire roof is on and most of the structure has been walled or glassed in.
It was barely 10 months ago, that this site was nothing but dirt, a dream, and a detention pond.
Photos Showing Status of KMS Reconstruction as of 10/3/21
Here are pictures of KMS reconstruction taken this afternoon with a drone.
Plans call for reconstructing the athletic fields on the site of the old school and building a permanent, larger detention pond where the circular drive in the foreground is.
Humble ISD still expects the school to open for the 2022 school year. For more information about the plans for the building, see the District’s web site. Find updates on other new construction from the 2018 bond here.
Posted by Bob Rehak on 10/3/2021
1496 Days since Hurricane Harvey
TWDB To Vote on Accepting $63.6 million in FEMA Flood Mitigation Assistance Grants
In its October 7, 2021, board meeting, Texas Water Development Board members will vote on whether to accept $63.6 million in FEMA Flood Mitigation Assistance Grants. The federal funding comes with some strings attached: a $10.23 million local match.
For this round of funding, the TWDB selected 19 sub-applications from local government entities. After screening, FEMA eliminated 6 and identified 13 “for further review.”
Here’s a summary from the TWDB of what they will vote on.
What are Flood Mitigation Assistance Grants?
FEMA’s Flood Mitigation Assistance Program provides competitive grants to local governments for projects that reduce or eliminate the risk of repetitive flood damage to buildings insured by the National Flood Insurance Program.
FEMA chooses recipients in part based on cost-effectiveness (benefit/cost ratio).
Often, local governments, such as cities or counties, bundle individual applications as MoCo did to buy out Tammy and Ronnie Gunnel’s home and dozens of others as we saw in yesterday’s post. That home flooded 13 times in 11 years and cost NFIP at least three quarters of a million dollars.
In a sense, most of these grants are designed to cut FEMA’s losses.
Summary of Each Local Application
Attachment B to the agenda gives a rundown on each of the projects under consideration. See below.
Harris County Drainage Project in Bear Creek Village
Bear Creek Village is located on the west side of the Addicks reservoir near Highway 6. This is an $11.3 million project of which the federal government would pay $8.5 million.
The Harris County project would mitigate 1,421 structures. The current storm sewer system is designed for a 3-year event and is inadequate to collect and drain extreme event runoff. The proposed drainage improvements are intended to provide an additional flow path, so that excess storm water is contained within street right-of-way to an outfall. The project will incorporate a combination of channel construction, street regrading, and enhancement of outfalls. The project has a positive Benefit-Cost Ratio of 1.09.
Harris County Flood Control District Single-Family Home Acquisitions
Total cost = $16.7 million with federal government paying $14.7 million.
Harris County Flood District seeks to mitigate 61 structures: 23 Severe Repetitive Loss structures, 17 Repetitive Loss structures, and 21 at risk of continual future flooding. HCFCD would acquire and demolish structures, then convert the land to open green space. The project has a positive Benefit-Cost Ratio of 1.09.
Harris County Flood Control District Commercial Acquisition
This is a $3.7 million buyout with the federal government picking up the whole tab.
Harris County Flood Control District wants to buy out a hotel on the east freeway with a severe repetitive loss history. HCFCD would demolish the property and convert the land to open green space. The project has a positive Benefit-Cost Ratio of 1.84. The grant application notes that since 1979, FEMA has paid out $8 million in NFIP claims on this property.
City of Houston Single-Family-Home Elevation Project
Total Cost $1.5 million (all paid by federal government) to elevate 5 severe-repetitive-loss homes ($300,000 each). All would be elevated at least 2 feet above the 500-year floodplain. That would hopefully reduce or eliminate future NFIP claims. The project has a positive Benefit-Cost Ratio of 1.1.
Jersey Village Single-Family-Home Elevation Project
Total Cost $4.9 million with federal government covering $400,000.
Jersey Village seeks elevate 16 structures: 10 are Severe Repetitive Loss, five Repetitive Loss and one at risk of continual future flooding. Elevation will raise structures one-foot above Base Flood Elevation per the City’s freeboard requirements. The project has a positive Benefit-Cost Ratio of 1.32.
Montgomery County Single-Family-Home Acquisition and Demolition
Total Cost = $12.6 million with federal share of $12.4 million.
Montgomery County seeks to mitigate 40 flood prone structures (31 Severe Repetitive Loss and 9 Repetitive Loss structures) by acquisition, demolition, and the conversion of land to open green space. The project has a positive Benefit-Cost Ratio of 1.36.
Pearland Single-Family-Home Elevation Project
Total Cost $500,000, all covered by federal government.
The City of Pearland seeks to mitigate two Severe Repetitive Loss structures by elevation one-foot above the Base Flood Elevation per the City’s freeboard requirements. The project has a positive Benefit-Cost Ratio of 1.08.
Taylor Lake Village Single-Family-Home Elevation Project
Total Cost $2.77 million with federal government covering $2.75 million.
Taylor Lake Village wants to elevate eight Severe Repetitive Loss structures and one Repetitive Loss structure one foot above the 100-year flood level. The project has a positive Benefit-Cost Ratio of 3.1.
In each of the projects above, the owners have all voluntarily committed to the elevation or demolition of the structures.
Recommendation of TWDB Staff
The Executive Administrator of the TWDB recommends that his board approve all these grants. This program meets the agency’s objectives of providing financial assistance to communities to reduce or eliminate the long-term risk of flood damage and to become more flood resilient.
Meeting Details
The Board meeting will be held on Thursday, October 7, at 9:30 a.m. via GoToWebinar If you wish to address the Board, please fill out the visitor registration form and send it to Cheryl.Arredondo@twdb.texas.gov no later than 8:00 a.m. on October 7. For more information, please visit the TWDB’s website.
Posted By Bob Rehak on October 7, 2021
1495 Days since Hurricane Harvey
MoCo Couple That Flooded 13 Times in 11 Years Finally Gets a Buyout
I first interviewed Tammy Gunnels and her husband Ronnie almost three years ago. They had flooded ten times at that point even though they weren’t in a flood zone. The Gunnels are devout people and prayed for a buyout. Friday, their prayers were answered. Here is the story of how their faith and persistence paid off in the long run. This interview also included Morgan Lumbley, the Disaster Recovery Manager for Montgomery County who guided the Gunnels through the application process. Ironically, the skies unleashed torrential rains just before the closing. But this time, everyone was smiling instead of worrying.
Early Frustration
Bob: You flooded 13 times in 11 years. Tell me how you finally got the buyout offer.
Tammy: After Harvey, one of my cleaning clients who’s an attorney vowed to find a way to get us a buyout. She put me in touch with the Office of Emergency Management for Montgomery County. Initially, they told me there were no open programs available.
Tammy: That was in 2017. Then in May of 2019, we flooded twice – on May 3rd and again on May 7th. Once more, I contacted their office and went to commissioners meetings, begging for a buyout. But nothing happened. After we flooded a third time that year during Imelda, I called their office just to scream and holler and cry into the phone. But this time, Morgan answered. I told her our story and by the end of the conversation, she was crying and promising that she was going to do everything she could.
Patience Finally Pays Off
Bob: And she wrote a beautiful note.
Tammy: She put it on her computer where it stayed until today. It says, “No one before Miss Tammy. Number one priority.” Later, she called back and said, “Look, I’ve found a couple programs. Which do you want to go with?” I said, “I don’t care. The quickest. Just get us out of this house.”
Initially, we thought the buyout was going to be done in early 2020. But it kept dragging out. Red tape. Then COVID hit. That changed everything. I would email Morgan nights, weekends, whenever it rained, asking “When?” But never once did she get irritated or say, “I’m doing the best I can.”
All throughout biblical scripture, it says we do not understand His ways or His timing or His plans. If we had been bought out before now, no way would we have gotten the offer we got.
We got full current market value. We hoped the county would pay off the mortgage, which was about $60,000 but FEMA covered full market value…$250,000.
Bob: How did you find these programs, Morgan?
FEMA’s Flood Mitigation Assistance Program
Morgan: There are a couple funding programs for buyouts. The one we got the Gunnels in is FEMA’s Flood Mitigation Assistance Program. It is a “cycle funding” opportunity – available every year. But it’s a competitive grant. So, we have to fill out an application that names the homes you want to buy out – and their values – on the front end. The county collected data for “severe repetitive loss” homes. And when we won the grant, those were the people who got offers.
But buyouts are probably the slowest of all the mitigation processes. So, sometimes people drop out before deals close. And when they do, that opens up room for others.
Bob: Is that how Tammy and Ronnie got in?
Morgan: Yes. Tammy and Ronnie could also have qualified through a HUD program, but we focused on FEMA’s, because they had a current National Flood Insurance Program (NFIP) policy. It was also based on their flood losses. They were considered a “severe repetitive loss.”
Active Flood Insurance Key to Buyout
Tammy: People said we should just walk away. But we literally had no place to go. When you flood, yeah, you get insurance. But the lien holder on your home gets the money. The lien holder releases it in increments so that you make the repairs. And they inspect the repairs before releasing the next payment. There IS no walking away. Most people don’t understand that. You don’t have money to go anywhere.
We had already drained Ronnie’s 401K and every bit of savings we had. We’re at the age that we’re supposed to be looking forward to retirement. But we don’t. I have nothing left from my kids from when they were growing up. The childhood memories – all those silly little pictures they make for you in birthday cards – I have none of that left. The floods took everything. This has aged us physically and mentally by years.
Ronnie: When we first got insurance, it was fairly cheap and then once we flooded, it skyrocketed. We were just going to handle the losses ourselves. But our neighbor said, “If you’re not insured, you can’t be on any buyout list. That woke us up. We said, “We’ve got to get back on insurance.”
The 13th Time is the Charm
Bob: So Morgan, put this in perspective for me. Flooding 13 times. Where does that rank?
Morgan: 13 is a lot.
Bob: Is it a record?
Morgan: Of those that have come across my desk, it definitely is! Five or six is pretty common, maybe even seven. But 13 is a lot. I think that’s what got me the most. To hear that someone has flooded that many times!
Tammy: Morgan says she’s the low person on the totem pole, but she’s on a throne in my heart forever.
Home Will Be Demolished and Lot Turned to Green Space
Bob: What will Montgomery County do with the home you just bought?
Morgan: Demolish it. The land will be regraded and then it becomes green space to restore the natural flood function. Nothing else. Another residential structure cannot be built on that land.
“I just want to be a normal person again!”
Bob: Tammy, where do you go with your life from here?
Tammy: I don’t think we’ve even thought about it. For the last 13 years, we haven’t been able to plan anything.
Ronnie: We’re just hoping we don’t freak out every time it rains.
Tammy: I just want to go to sleep at night without pacing the floor, wondering when the next flood will hit, and whether the water will come in through the front door, the back door or the patio. I just want to be a normal person again.
Advice for Home Buyers: Research, Ask Right Questions
Bob: What advice would you give people looking for a home to buy?
Morgan: Research! Research is the biggest thing. Diligent research. Too many people take information at face value. They look at the seller’s disclosure. And it asks, “Has the home flooded?” But it doesn’t say when. And it doesn’t say how many times. And no one has to tell you that. Also, the damage amount is not indicated anywhere. And no one has to disclose that either.
If you’re looking at a house, go over to the neighbors. Knock on doors and ask, “Did you flood? Do you know if that house flooded? How high did the water get in your yard? Those are questions that you want to ask.
Ronnie: I’m guilty. I didn’t ask the right questions.
Morgan: A lot of people, when they go looking for their forever home, they’re looking at granite countertops. Is the backyard big enough for the kids? But the questions they really need to ask are, “Am I near a flood plain? Has this house been flooded? How many times? How high? Those kinds of things.”
Tammy: She is exactly right. EXACTLY.
Posted by Bob Rehak on October 1, 2021, based on an interview with Tammy and Ronnie Gunnels, and Morgan Lumbley
1494 Days since Hurricane Harvey